Forums » Discussions » Kinds of Merchant Accounts and Picking the Right One
Refunds are always a big headache and the more merchant accounts you have - which you should when you have multiple products - the bigger the headache you would experience. Most people maintain separate merchant accounts for different products which though simplifies the matter while asking for refund, it could become a nightmare when manned separately.
The Danger Of Refunds In Merchant Accounts
Merchant accounts are usually quite painful to handle. You need to inform them about what type of product how to sell merchant services you are setting them up for - if you write one product, say you are selling Barbie dolls and then you sell Teddy bears your account might be frozen for inaccuracy. If you sell more than your business plan projects, your bank would freeze your account. Another way you could get into trouble with your merchant account is when you get too many refunds requests.
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